| Average Premiums For Homeowners And Renters Insurance, United States, 2006-2015 |
|
| Year |
Homeowners (1) |
Percent change |
Renters (2) |
Percent change |
| 2006 |
$804 |
5.2% |
$189 |
-2.1% |
| 2007 |
822 |
2.2 |
182 |
-3.7 |
| 2008 |
830 |
1.0 |
182 |
(3) |
| 2009 |
880 |
6.0 |
184 |
1.1 |
| 2010 |
909 |
3.3 |
185 |
0.5 |
| 2011 |
979 |
7.7 |
187 |
1.1 |
| 2012 |
1,034 |
5.6 |
187 |
(3) |
| 2013 |
1,096 |
6.0 |
188 |
0.5 |
| 2014 |
1,132 |
3.3 |
190 |
1.1 |
| 2015 |
1,173 |
3.6 |
188 |
-1.1 |
(1) Based on the HO-3 homeowner package policy for owner-occupied dwellings, 1 to 4 family units. Provides all risks coverage (except those specifically excluded in the policy) on buildings and broad named-peril coverage on personal property, and is the most common package written.
(2) Based on the HO-4 renters insurance policy for tenants. Includes broad named-peril coverage for the personal property of tenants.
(3) Less than 0.1 percent.
Source: © 2017 National Association of Insurance Commissioners (NAIC). Reprinted with permission. Further reprint or distribution strictly prohibited without written permission of NAIC. |
|