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For immediate release
Florida Press Office: Mark Friedlander, 904-806-7813,听markf@iii.org 听听
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ST. JOHNS, Fla., April 13, 2023鈥擜 slightly below-average level of tropical cyclone activity is projected for 2023 in the Atlantic basin, according to a by Colorado State University鈥檚 (CSU) Department of Atmospheric Science.
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Led by senior research scientist听Phil Klotzbach, Ph.D., also a non-resident scholar at the ,听the anticipates 13 named storms, six hurricanes, and two major hurricanes during the 2023 season, which starts on June 1 and continues through Nov. 30.听A听听has 14 named storms, seven hurricanes, and three major hurricanes.
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The听2022听season produced 14 named storms and eight hurricanes. Two reached major hurricane intensity 鈥 and .听Major hurricanes are defined as those with wind speeds reaching Category 3, 4 or 5 on the听.
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Two hurricanes made continental U.S. landfall last year, including Category 4 Hurricane Ian, which struck Florida鈥檚 southwest Gulf Coast in Lee County on Sept. 28 with 150 miles per hour (mph) sustained winds. On Sept. 30, Ian made a second landfall as a Category 1 with 80 mph winds in South Carolina. Florida was also struck by Category 1 along the state鈥檚 Atlantic Coast on Nov. 10, a rare November landfalling hurricane that made landfall near Vero Beach with 75 mph winds.
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鈥淭he damage incurred from Ian and Nicole last year highlighted the importance of being financially protected from catastrophic losses and that includes having adequate levels of property insurance and flood coverage. In fact, we not only saw catastrophic flooding in coastal areas of Florida from these storms, but throughout inland communities as well, including Metro Orlando. All it takes is one storm to make it an active season for you and your family, so it is time to prepare as the 2023 Atlantic hurricane season鈥檚 start nears,鈥 said听Sean Kevelighan, CEO, Triple-I.
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鈥淭his is an ideal time for homeowners and business owners to review their policies with an insurance professional to ensure they have the right amount and types of coverage, allowing them to be financially protected from property damage caused by either wind or water,鈥 Kevelighan added. 鈥淭hat also means exploring whether they need flood coverage, which is not part of a standard homeowners, condo, renters or business insurance policy. Additionally, homeowners can make their residences more resilient to windstorms and torrential rain by installing roof tie-downs and a good drainage system.鈥
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Flood policies are offered through听(NFIP) and several private insurers.听The installation of a wind-rated garage door and storm shutters also boost a home鈥檚 resilience to a hurricane鈥檚 damaging winds, according to the Triple-I, and can potentially provide savings on a homeowner鈥檚 insurance premium.
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Private-passenger vehicles damaged or destroyed by either wind or flooding are听covered under the听optional comprehensive portion听of an auto insurance policy.
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Through its听 and other educational materials, the Triple-I offers numerous听hurricane season preparedness tips. These include:
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Klotzbach warned that 鈥渓arger-than-normal uncertainty鈥 exists with this year鈥檚 forecast due to evolving atmospheric conditions.
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鈥淐urrent neutral (El Ni帽o鈥揝outhern Oscillation) conditions look fairly likely to transition to El Ni帽o this summer/fall. However, there is considerable uncertainty as to how strong an El Ni帽o would be if it does develop. Sea surface temperatures in the eastern and central Atlantic are much warmer than normal, so if a robust El Ni帽o does not develop, the potential still exists for a busy Atlantic hurricane season,鈥 Klotzbach said.
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CSU鈥檚 2023 forecast calls for a 44 percent chance of a major hurricane making a mainland U.S. landfall, 22 percent for the U.S. East Coast including the Florida Peninsula, and 28 percent for the Gulf Coast from the Florida Panhandle westward to Brownsville, Texas.
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FACTS & STATISTICS:
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CONSUMER INFORMATION:
Catastrophes: Insurance Issues
Hurricane Season Insurance Checklist
How to Prepare for Hurricane Season
Hurricane Season Insurance Guide
Hurricane and Windstorm Deductibles
Understanding Your Insurance Deductible
Preparing an Effective Evacuation Plan
Settling Insurance Claims After a Disaster
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INFOGRAPHICS:
What are Hurricane Deductibles?
How to Prepare for Hurricane Season
How to File a Flood Insurance Claim
Is Your Business Ready for Peak Hurricane Season?
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EXTERNAL RESOURCES:
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